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What's the difference? When you are pre-qualified for a loan the lender has basically looked over your numbers and suggested the amount you can afford. Although this may appear to be a guess as your numbers have not been verified, the lender does this every day so it is better than a guess. A lender may provide you with a letter of pre-qualification to be used when searching for a home. mortgage corporation are good and Generally there is no charge for getting pre qualified.
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Pressure-free way to compare real estate loans in a secure environment without leaving home or spending hours on the phone - for free. New loan/refinance; results within one business day.Loans which are larger than the limits set by Fannie Mae and Freddie Mac are called jumbo loans. Because jumbo loans are not funded by these government sponsored entities, mortgage corporation, they usually carry a higher interest rate and some additional underwriting requirements. A strategy to lower your overall interest payments if your purchase or refinance balance is above $333,700 is to use a combination of both first and second trust money,